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About EzyFund
EzyFund shows you the most a small loan can cost, then sends one short form to a registered South African lender.
A Free Loan Service Provider For South Africans
EzyFund helps South Africans apply for short-term cash loans of R500 to R8,000. You fill in our form once and we send it to a credit provider registered with the National Credit Regulator.
From there the lender does the checking. They look at your credit record and your budget, decide whether to lend, and set the terms. If they can help you’ll get a written quote, and whether you take it is up to you.
The Short Version
- Loan amounts
- R500 to R8,000
- Repayment terms
- 1 to 6 months
- Time to apply
- About 3 minutes
- Documents to upload
- None
- Cost to use EzyFund
- R0
What We Care About
Four commitments we work to.
Costs You Can See
You should know the worst case before you apply, so our calculator shows the legal maximum cost.
Responsible Borrowing
If a loan would make things worse, we would rather you didn't take one. When money is tight we point people to free help.
Privacy First
Your details are encrypted and handled under POPIA. A lender only sees them once you agree.
Respect For Your Time
One short form, written so it makes sense the first time you read it. Nothing to print or upload.
How EzyFund Works With Lenders
Here is how we get paid and how we work with lenders.
Registered Lenders Only
We send applications only to credit providers registered with the National Credit Regulator.
The Lender Decides
The lender runs the credit and affordability checks, sets the terms and approves or declines.
How We Are Paid
You never pay us. We may receive a fee from the lender we introduce you to, and the lender's written quote always shows your full cost.
Your Consent First
We only pass your details to a lender when you agree to it as part of your application.
What You Can Count On
And a few warnings, because loan scams are everywhere.
We Will Always
- Keep EzyFund free for you to use
- Show you the maximum cost before you apply
- Explain things in plain language
- Protect your personal information under POPIA
- Respect your decision if you choose not to borrow
Protect Yourself From Loan Scams
Fake loan offers go round on WhatsApp and Facebook all the time. A few rules keep you safe.
- EzyFund will never ask you to pay a fee to apply
- Don't pay anyone money up front to "release" a loan
- Never share your banking PIN or one-time passwords
- Check that a lender is registered with the NCR
- Report suspected scams to the NCR on 0860 627 627
Questions About EzyFund
Is EzyFund Free To Use?
Yes. Applying through EzyFund costs you nothing, and you are never obliged to accept a loan offer.
Who Provides The Loan?
A credit provider registered with the National Credit Regulator. We pass your application on, and the lender makes the credit decision and sets the terms.
How Does EzyFund Make Money?
We may receive a fee from the lender we introduce you to. You don’t pay us anything, and the lender’s written quote shows the full cost of your loan.
Can EzyFund Guarantee That I Will Be Approved?
No. Approval depends on the lender’s credit and affordability checks, which the National Credit Act requires before any loan is granted.
What Do You Do With My Information?
We use it to process your application and share it with a lender only when you agree. It is handled in line with POPIA. Read our Privacy Policy for the details.
How Can I Contact EzyFund?
Send us a message through our Contact Us page and we’ll get back to you by email.
Want To See What You Could Get?
Check the cost first, then fill in the form if the numbers make sense. It’s free, and you can still say no at the end.
Only borrow what you can comfortably repay. If you’re struggling with debt, free help is available from the National Credit Regulator on 0860 627 627.